Prepare Your Arbitration Case — From $199/month
We help you organize your evidence, prepare your arbitration packet, and identify the right filing forum — for a flat monthly fee. No retainer. No hourly billing.
$399Flat Monthly Price
CancelAnytime
5 DaysAvg. Packet Prep Time
AAA + JAMSFiling Forums Supported
Why Most Consumer Disputes Never Get Filed
Most consumer contracts — credit cards, auto loans, mortgages, cell phone plans, insurance policies — already include mandatory arbitration clauses. The path is available; the obstacle is usually knowing how to use it.
$14,000+
American Bar Association average to litigate a civil dispute in court (2023).
1–2 Years
Typical court-case timeline. Arbitration timelines are usually shorter.
Most
consumer disputes are never filed — not because the path isn’t there, but because the paperwork is intimidating.
$0
is what you recover from a dispute you never file.
Does This Sound Like Your Situation?
Thousands of people deal with these exact disputes every day. Most give up because they don't know where to start.
Your Employer Owes You Money
Unpaid wages, wrongful termination, overtime violations, or workplace harassment. They have lawyers. You need a structured case.
Wage, termination, and overtime disputes
Your Insurance Company Denied Your Claim
Health, auto, home, or business insurance denial. They deny first and hope you go away. Most people do.
Denied insurance claims (auto, home, health, business)
A Business Broke Their Contract
Vendor didn't deliver, partner violated terms, contractor took money and disappeared. You have a contract. Use it.
Vendor, partner, and contractor disputes
Your Landlord Kept Your Deposit
Withheld security deposits, illegal lease terms, habitability violations, HOA overreach. You have rights.
Security deposits, lease terms, habitability
Family or Custody Dispute
Divorce property division and asset disagreements. Child custody is generally NOT arbitrable — consult a licensed family-law attorney for custody matters.
Property-only disputes only; not for custody matters.
Hidden Fees or Consumer Fraud
Credit card companies, subscription traps, deceptive practices. The arbitration clause they forced on you can work in your favor.
Hidden fees, deceptive practices, subscription traps
When Companies Take Advantage of Individuals
Forced arbitration clauses are designed to make you give up. Companies put them in contracts because they know most people won't fight back. BMA changes that equation.
Insurance companies deny claims as a business strategy. They calculate that most people will accept the denial. A structured arbitration case forces them to respond.
Employers rely on the cost of lawyers to prevent workers from pursuing valid wage claims. Arbitration removes that barrier entirely.
The legal system was not built for speed. Court cases take 1–2+ years. Arbitration resolves most disputes in 30–90 days.
What Prepared Arbitration Packets Look Like
An organized arbitration packet gives the arbitrator everything they need to decide on the merits. Outcomes vary by case and forum — the examples below are illustrative.
Insurance Denial
Insurance company denied a $12,000 claim for water damage. Client used BMA to build an arbitration filing.
Insurance denial reversed after arbitration filing (illustrative).
Employment Dispute
Employer withheld $8,400 in overtime wages. Employee prepared structured evidence through BMA.
Wage dispute settled before hearing (illustrative).
Contractor Dispute
Contractor took $23,000 payment and abandoned a renovation project. Homeowner filed structured arbitration.
Contractor dispute resolved through arbitration (illustrative).
Illustrative examples based on typical case types. Client details kept confidential.
What Clients Say After Filing
Real arbitration disputes our members have prepared. Outcomes vary by case and forum — nothing here is a promise of recovery.
Filed against a homeowner who tried to claw back a $42,000 payment after the work passed inspection. BMA had my packet ready in four days. The arbitrator ruled in my favor inside two months. I paid $399 — my buddy spent $8,000 fighting a smaller dispute through a lawyer.
Member-reported outcome — results vary
State Farm denied my hail-damage claim twice. BMA helped me organize the adjuster reports, the contractor estimates, and the timeline into one clean filing. I had no idea I could push this without a lawyer. Settled at full policy limits before the hearing.
Member-reported outcome — results vary
My employer kept stripping overtime from my checks. I almost let it go because every employment attorney wanted a $5,000 retainer. BMA was $399. They built the wage-and-hour packet, filed with AAA, and the company paid out before the hearing date.
Member-reported outcome — results vary
Member-reported summaries. BMA Law is not a law firm and does not guarantee any particular outcome.
Choose Your Plan
Every plan includes guided dispute intake and structured case documentation. Pick the level that matches your situation.
Case Preparation
$399
Starter
$1.66/day • Less than a bus fare
Best for: Simple disputes under $5,000
- Guided dispute intake
- Evidence checklist & organizer
- Case timeline generator
- Basic document templates
- Cancel anytime — no contract
Get Started — $399
Most Popular
Full Arbitration Case Packet
$399
Pro
$3.33/day • Less than a coffee
Best for: Insurance denials, employment disputes, contracts over $5,000
- Everything in Starter
- Complete evidence organization
- Argument framework & strategy
- Professional case document
- Filing guidance & checklist
- Cancel anytime — no contract
Get Started — $399
Agency Case Management
$999
Agency
$8.33/day • For teams up to 50
Best for: Businesses, multi-party disputes, complex cases
- Everything in Pro
- Team-wide access (up to 50)
- Rush preparation
- Cancel anytime — no contract
Get Agency Access — $999
What’s Included in Each Plan?
Side-by-side comparison so you know exactly what you get.
Feature
Starter
$199
$199
Pro
$399
$399
Agency
$999
$999
Guided dispute intake
✓
✓
✓
Evidence checklist & organizer
✓
✓
✓
Case timeline generator
✓
✓
✓
Basic document templates
✓
✓
✓
Complete evidence organization
—
✓
✓
Argument framework
—
✓
✓
Professional case document
—
✓
✓
Filing guidance & checklist
—
✓
✓
Team access (up to 25)
—
—
✓
Rush preparation
—
—
✓
Cancel anytime
✓
✓
✓
Cancel Anytime
Your case preparation, guaranteed.
- Full refund within 30 days if your case preparation doesn’t meet the standards described in your service agreement
- Request a refund by emailing [email protected] — processed within 5 business days
- Applies to all plans: Starter ($399), Pro ($399), and Agency ($999)
- We stand behind the quality of every case file we prepare
Flat $399/month. Cancel anytime. BMA is not a law firm.
Why Sooner Is Easier
Earlier preparation gives you more options. A few things to keep in mind as you weigh whether to move now:
Filing Deadlines Exist
Most disputes have a filing window set by contract or by law. The window varies by claim type and state — check your specific contract or consult a licensed attorney for your situation.
Evidence Is Easier to Gather Now
Contracts, emails, photos, and timestamps are usually easier to find while the dispute is recent. Memory of events also fades.
Evidence Degrades
Witnesses forget details. Emails get deleted. Companies destroy records. The longer you wait, the harder it gets to prove your case.
Common Questions
Do I really not need a lawyer?
Correct. Arbitration was designed for individuals to represent themselves. The key is having organized documentation and a structured argument — which is exactly what BMA prepares for you. Most arbitration forums explicitly support self-represented parties.
How is this only $399 when lawyers charge thousands?
Lawyers charge for their time at $200–$500/hour. BMA uses a structured preparation system that guides you through building your own case. You do the work, we provide the framework, templates, and organization. That's why it costs a fraction of legal fees.
What if I lose? Is there a guarantee?
BMA is a subscription case-prep service ($399/month, cancel anytime). We can’t guarantee arbitration outcomes — nobody legally can. What we provide is structured documentation and filing guidance; the arbitrator decides the case on its merits.
How long until my case is ready?
Most cases are prepared in 1–3 days once you provide your evidence and dispute details. Compare that to weeks or months with an attorney. After filing, most arbitration disputes resolve in 30–90 days.
Can I use this against a large company?
Absolutely. In fact, arbitration often levels the playing field against large companies. Many consumer and employment contracts contain arbitration clauses that work in your favor once you know how to use them. Companies take structured arbitration filings seriously because they're legally binding.
What types of disputes does BMA handle?
Employment disputes (unpaid wages, wrongful termination, harassment), insurance claim denials, business contract breaches, landlord-tenant conflicts, consumer fraud, real estate disputes, HOA issues, and family matters involving property and asset division (child custody is generally NOT arbitrable — consult a licensed family-law attorney).
Is my information secure?
Absolutely. All data is transmitted over 256-bit SSL encryption (the same level banks use). We never share your dispute details with third parties. Your case information is stored securely and only accessible to your assigned preparation team. You can request deletion of your data at any time.
What happens after I file?
Once your case is filed with the arbitration forum, the other party is formally notified and given a deadline to respond (typically 14–30 days). Most disputes are scheduled for review within 30–60 days. Many cases settle before the hearing date once the other side sees organized documentation backing your claim.
Why should I use BMA instead of finding a lawyer?
For most disputes under $50,000, hiring a lawyer is overkill. Legal retainers start at $3,000–$10,000 and cases drag on for 12–24 months. BMA provides the structured documentation and filing guidance that arbitration panels evaluate — at a fraction of the cost and time. If your case does require an attorney, we'll tell you upfront.
What if the other party ignores the arbitration?
If the other party fails to respond or participate, the arbitrator can issue a default award in your favor based on the evidence you submitted. This is one of the biggest advantages of arbitration — unlike informal complaints, they can't simply ignore it. Arbitration awards are legally binding and enforceable in court.
When would I need a lawyer instead of BMA?
If your dispute involves criminal charges, claims over $75,000, or complex class action litigation, you should consult an attorney. BMA is purpose-built for individual and small business disputes where structured documentation and proper filing can resolve the matter through arbitration. If we review your case and believe you need legal representation, we’ll tell you immediately and refund your payment.
How do I know which arbitration forum my case belongs in?
That’s part of what BMA does for you. Based on your dispute type, contract terms, and jurisdiction, we identify the correct forum — whether that’s AAA (American Arbitration Association), JAMS, FINRA (for financial disputes), or a state-specific arbitration body. Your case file is prepared with the specific requirements of the applicable forum in mind.
Does BMA cover cases in my state?
Yes. BMA provides case preparation and filing assistance in all 50 states. Arbitration is governed by the Federal Arbitration Act and applicable state laws, and our preparation frameworks account for state-specific requirements. Whether you’re in California, Texas, New York, or anywhere in between, we can help.
Ready to Prepare Your Case?
Organize your evidence, prepare your filing packet, and get ready to file — for a flat $399/month, cancel anytime.
Get Started — $399BMA Law is a self-directed case preparation service. We help you organize and file your own arbitration case. BMA is not a law firm and does not provide legal advice or representation. Member-reported outcomes vary by case and forum — nothing on this page is a promise or guarantee of recovery.
